When you get into an accident, all you wish to do is treat your injuries and get back to your normal life. While some insurance companies are cooperative, others can really test your patience by stalling your claim. Nobody likes to deal with insurance adjusters, but it is important if you wish to recover damages. 

If you are trying to settle a payment amount with an insurance company and they keep delaying the process, chances are it is one of their very old tactics. The only way you can speed up the process is by hiring a Conyers injury attorney who can effectively put legal pressure on the company. 

Why would an insurance company stall your personal injury claim?

Many insurance companies delay claims, and if it is happening to you, you are not alone. This typically happens due to one of the following three reasons. 

  1. They need additional information from you and are waiting for you to provide the documentation. 
  2. They suspect you of making fraudulent claims and want to investigate further. 
  3. They simply do not want to pay you and hope that if they continue to stall the claim, you will eventually accept a lower offer or drop the claim. 

How do you find out if they are acting in bad faith?

Fortunately, there is a way you can find out if the insurance company is actually acting in bad faith and does not intend to pay you. According to the law, an insurance company is required to acknowledge a personal injury claim within 10-30 days of filing. After that, they are required to inform you whether they reject or accept the claim within 30-40 days. 

Although the laws do not specify how much the company is obligated to pay you, the deadlines are indeed written. If the insurance company has crossed these deadlines, speak to a personal injury attorney to discuss your next step. 

Is there anything you can do to speed up the process?

Sometimes it is the insurance company’s tricks, and sometimes they really do require more time to settle a claim. To help speed up the process, collect all the important documentation related to the accident, such as photographs, medical records, proof of other damages, and evidence indicating the other party’s fault. 

Secondly, make sure the insurance company has a copy of all these. Ask them if they need anything more and provide it to them right away. 

Despite what they like to say in their advertisements, insurance companies are not your friends. They were never established with the intention to help people but for their own profit. If the other party has caused your injuries, you should receive compensation as soon as possible so you can cover your losses. Contact an attorney for help today.